CastlepollardCU

Castlepollard Credit Union

"For People, not for Profit"

Welcome

Welcome to the Castlepollard Credit Union page. We hope you find it useful. If you have any queries or suggestions please contact us

AGM 2014

The Credit Untion AGM will take place at 8pm on Monday the 8th of December in the parish centre. For the agenda and other information click here for the booklet.

Insurance

To find out about how you can get Holiday Insurance or Car Insurance with CoverU.ie please check out the following documents:

Holiday Insurance

Car Insurance

Membership

Membership is open to anyone living or working in the ‘Common Bond’, i.e. the local area.
The "Common Bond" for the Castlepollard Credit Union includes: Collinstown, Coole, Fore, Castlepollard and Finea.

Requirements for membership:

1. - Completed Membership Application Form
2. - Proof of identity – passport, driving licence
3. - Proof of address – utility bill, bank statement
4. - Proof of PPS number - Payslip, medical card, drugs refund card
5. - Membership fee of €1.27
(Note: to be a full voting member, a member must have €6.35 in their account).

Savings

Castlepollard Credit Union is owned by the members. Every euro a member has in the Credit union is equal to one share. The Credit Union doesn’t make a profit. Surplus income is returned to the members by way of a dividend. The more shares you have, the greater the dividend you will receive. A member’s savings are secured by the Irish League of Credit Unions through its’ Savings Protection Scheme and also by the Government Guarantee. A member can withdraw their savings at any time provided they are not pledged as security on a loan.

Loans

Members who wish to apply for a loan need the following:

There are many advantages for members in using Castlepollard Credit Union for their loans.

Special Loans

Student Loans

These loans are available for education purposes only. The interest rate is 6% (APR 6.2%) which is equivalent to €1.15 interest per week per €1000 outstanding on the loan. Members applying for these loans will require a guarantor and a letter from their college confirming their attendance. Terms and conditions apply to these loans.

65+ Loans

These loans are available to members which are 65 years of age or over on the date of application for the loan. The interest rate is 6% (APR 6.2%) which is equivalent to €1.15 interest per week per €1000 outstanding on the loan.

Staff and Directors

Directors, 2014

P. Murray, D. Nally, J. Regan, T. Burke, S. Doran, T. Gannon, J. Higgins, M. Byrne, N. Heaney, D. Lawlor, D. Brennan.

Directors, 2013

P. Murray, D.Nally, J. Regan, T. Burke, P. McCabe, T. Gannon, J. Higgins, M. Byrne, D. Brennan, D. Lawlor, N. Heaney.

Directors, 2012

P. Murray, P.J. Morrissey, D. Nally, J. Regan, T. Burke, P. McCabe, T. Gannon, J. Higgins, M. Byrne, D. Brennan, D. Lawlor.

Directors, 2011

P. Murray, P.J.Morrissey, K. O'Reilly, D.O'Neill, J. Regan, T. Burke, P. McCabe, T. Gannon, J. Higgins, E. Leahy, D. Brennan

2010 Board of Directors

Directors, 2010

Back row: J. Higgins, P. Murray, K. O'Reilly, D. O'Neill, J. Regan, T. Burke
Front row: P.J. Morrissey, J. Isdell, P. McCabe, G. Connolly (Manager), T. Gannon, D. Brennan

The AGM

The AGM is when the members meet once a year, usually in December, to hear reports on the management of their Credit Union and to democratically elect members to the Board of Directors who will run the Credit Union for the following year. Regardless of the amount of his/her savings with the Credit Union, each member is entitled to one vote at the AGM. The members also elect a Supervisory Committee to oversee the running of the Credit Union and an Auditor to audit the accounts of the Credit union. Members receive written advanced notification of the AGM each year and are encouraged to attend.

The ILCU

The Irish League of Credit Unions is the representative body for Credit Unions and provides a wide range of support services for all affiliated Credit Unions. The League is administered by a Board of Directors elected at its AGM by delegates from affiliated Credit Unions. The League organises convenient groupings of Credit Unions called Chapters. Each Credit Union is allocated to a local Chapter of Credit Unions. One or two members from each Credit Union in a Chapter attend monthly meetings of the Chapter. Chapter supports the role of the League and provides an opportunity for the exchange of information among Credit Union personnel. There are twenty-five Chapters and Castlepollard is in Chapter 15.

Prize Draw

Castlepollard Credit Union holds twice yearly draws. The first prize in each draw is €10,000 and there are ten subsequent valuable cash prizes. The draw is confined to members and the cost to the participating member is €18 per draw which is deducted directly from their account. At the 2012 AGM, the members voted to change the draw from a car draw to a prize draw. The first draw was held in July 2004.

Opening times

Monday 4pm - 6pm
Tuesday 4pm - 6pm
Wednesday 4pm - 6pm
Thursday 10am - 1pm
Friday 10am - 1pm 2pm - 6pm
Saturday 10am - 1pm
Sunday Closed

Contact Us

Our address

Castlepollard Credit Union Ltd.
The Square,
Castlepollard,
Co. Westmeath.

e-Mail

CastlepollardCU@UTVinternet.com

Phone No.

(044) 9661855

Fax No.

(044) 9661082

Find us on twitter and Facebook

@CastlepollardCU CastlepollardCU

Prize Draw Winners

Bridie Finglas, Castlepollard
2014, July - €10,000

Barbara Kenny, Ballynacaragy
2013, Dec - €10,000

Finola Shanley, Killucan
2013, July - €10,000

Darren Qamar, Collinstown
2012, Dec - V.W. Polo

Martin Griffith & Vicky Crone, Castlepollard
2012, July - Citroen C3

David Brennan, Coole
2011, Dec - Toyota Yaris

Mary Fagan, Whitehall
2011, July - Renault Clio

Caroline Lancaster, Castlepollard
2010, Dec - Nissan Micra

Kathjleen Smyth, Whitehall
2010, July - V.W. Polo

Katie Stringer, Drumcree
2009, Dec - Toyota Yaris

John Mcgowan, Castlepollard
2009, May - Renault Clio

Donal Kenny, Castlepollard
2008, Dec - Nissan Micra

Emer Bruton, Coole
2008, Aug - Kia Rio

Susan Cooke, Collinstown
2007, Dec - Nissan Micra

Ann Bradley, Delvin
2007, Aug - Chevrolet Aveo

Christopher Monaghan, Whitehall
2006, Dec - Peugeot 206

Seathrum Nuaman & Emma Brown, Castlepollard
2006, Aug - Toyota Yaris

Martin Brennan, Castlepollard
2005, Dec - Citroen C3

Aisha Keegan, Mullingar
2005, July - V.W. Polo

Finbar McGinty, Coole
2004, Dec - Fiat Punto

Martin Egan, Castlepollard
2004, July - Renault Clio