Castlepollard Credit Union Ltd.
Phone: +353(0) 44 9661855
Fax: +353(0) 44 9661082
“For People. Not for Profit.”
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Monday to Wednesday: 4pm – 6pm
Membership is open to anyone living or working in the ‘Common Bond’, i.e. living or working in the area.
Requirements for membership:
At the time of joining, members are requested to complete a nomination form. On this form, members will nominate a person or persons, usually family members, who will be entitled to any money in the Credit Union which the member has at the time of his/her death. Members can amend their nomination forms at any time.
Castlepollard Credit Union is owned by the members. Every euro a member has in the Credit union is equal to one share. The Credit Union doesn’t make a profit. Surplus income is returned to the members by way of a dividend. The more shares you have, the greater the dividend you will receive.
Special Loan Products
65+ Loans: These loans are available to members which are 65 years of age or over on the date of application for the loan. The interest rate is 6% (APR 6.2%) which is equivalent to €1.15 interest per week per €1000 outstanding on the loan.
Student Loans: These loans are available for education purposes only. The interest rate is 6% (APR 6.2%) which is equivalent to €1.15 interest per week per €1000 outstanding on the loan. Members applying for these loans will require a guarantor and a letter from their college confirming their attendance. Terms and conditions apply to these loans.
Members can apply for a loan by completing a loan application form and submitting it to the Credit Union office. There are many advantages for members in using Castlepollard Credit Union for their loans.
Note(1) : Members applying for a loan may be requested to produce a current payslip, a bank statement or any other documentary evidence which would support their application.
P. Murray, P.J.Morrissey, K. O'Reilly, D.O'Neill, J. Regan, T. Burke, P. McCabe, T. Gannon, J. Higgins, E. Leahy, D. Brennan
P. Murray, P.J. Morrissey, D. Nally, J. Regan, T. Burke, P. McCabe, T. Gannon, J. Higgins, M. Byrne, D. Brennan, D. Lawlor.
P. Murray, D.Nally, J. Regan, T. Burke, P. McCabe, T. Gannon, J. Higgins, M. Byrne, D. Brennan, D. Lawlor, N. Heaney.
P. Murray, D. Nally, J. Regan, T. Burke, S. Doran, T. Gannon, J. Higgins, M. Byrne, N. Heaney, D. Lawlor, D. Brennan.
Annual General Meeting (AGM)
The AGM is when the members meet once a year, usually in December, to hear reports on the management of their Credit Union, and to democratically elect members to the Board of Directors who will run the Credit Union for the following year. Regardless of the amount of his/her savings with the Credit Union, each member is entitled to one vote at the AGM. The members also elect a Supervisory Committee to oversee the running of the Credit Union and an Auditor to audit the accounts of the Credit union. Members receive written advanced notification of the AGM each year and are encouraged to attend.
The Irish League of Credit Unions (ILCU)
The Irish League of Credit Unions is the representative body for Credit Unions and provides a wide range of support services for all affiliated Credit Unions.
Castlepollard Credit Union holds twice yearly draws. The first prize in each draw is a car and there are ten subsequent valuable cash prizes. The draw is confined to members and the cost to the participating member is €18 per draw which is deducted directly from their account. At the 2012 AGM, the members voted to change the draw from a car draw to a prize draw.The first draw was held in July 2004 and the following are the winners of the first prize in each draw to date:
Barbara Kenny, Ballynacaragy - 10,000 euro Dec2013
Finola Shanley, Killucan - 10,000 euro - July 2013
Darren Qamar, Collinstown - V.W. Polo - Dec 2012
Martin Griffith & Vicky Crone, Castlepollard-Citroen C3-July2012
David Brennan, Coole - Toyota Yaris - Dec 2011.
Mary Fagan, Whitehall - Renault Clio - July 2011
Caroline Lancaster, Castlepollard - Nissan Micra - Dec 2010
Kathjleen Smyth, Whitehall - V.W. Polo - July 2010
Katie Stringer, Drumcree – Toyota Yaris – Dec 2009
John Mcgowan, Castlepollard – Renault Clio – May 2009
Donal Kenny, Castlepollard – Nissan Micra - Dec 2008
Emer Bruton, Coole – Kio Rio – Aug 2008
Susan Cooke, Collinstown – Nissan Micra – Dec 2007
Ann Bradley, Delvin – Chevrolet Aveo – Aug 2007
Christopher Monaghan, Whitehall – Peugeot 206 – Dec 2006
Seathrum Nuaman & Emma Brown, Castlepollard – Toyota Yaris – Aug 2006
Martin Brennan, Castlepollard – Citroen C3 – Dec 2005
Aisha Keegan, Mullingar – V.W. Polo – July 2005
Finbar McGinty, Coole – Fiat Punto – Dec 2004
Martin Egan, Castlepollard – Renault Clio – July 2004